• bespoke
  • flexible
  • independent

Emigrant Bank Fine Art Finance is the passion asset financing subsidiary of Emigrant Bank (Member FDIC, founded 1850). We lend money to clients using their collections as collateral, offering competitive bank interest rates and discreet, professional service.

We are unique in four ways:

  • We lend against many types of “passion assets”, including paintings, drawings, sculpture, photographs, wine, classic cars, jewelry, books, manuscripts, coins, stamps, collectibles, decorative arts, and rare stringed instruments.
  • We lend funds for up to 15 years.
  • Our minimum loan size is $1 million, versus other banks with $3 to $5 million minimums.
  • We do not manage financial assets or require borrowers to transfer assets to Emigrant Bank.

Our clients include individuals, trusts, estates, foundations, dealers, and museums that own collections with a minimum value of $2 million.

Our management team has decades of executive-level experience at leading private banks, wealth management companies, auction houses and appraisal firms.

Speak to one of our bankers

Edgar Degas, Dancer Looking at the Sole of her Right Foot
Courtesy of The Metropolitan Museum of Art
H.O. Havemeyer Collection, Bequest of Mrs. H.O. Havemeyer, 1929